Insurance Based Membership

Enroll in the SilverSneakers or Renew Active through your insurance program before visiting the front desk to sign up for a membership.

We will need a 16-digit code (Silver Sneakers) or 9-digit code (Renew Active) ~174455~ provided to you after enrollment in order to complete your membership enrollment.

If you would like to download and fill out our form/waiver before visiting the facility, please click the button below and print it out. Otherwise, we have forms available at the front desk.

What is SilverSneakers or Renew Active? 

SilverSneakers and Renew Active is a fitness and wellness program offered at no additional cost to seniors 65+ on eligible Medicare plans that helps you get active, get fit, and connect with others.

Our program is designed for all levels and abilities and provides access to online and in-person classes, over 15,000 fitness locations, and health & wellness discounts.

If you have an eligible Medicare Plan, you might already be eligible!

The program itself is covered by your insurance, so you shouldn’t have to pay anything out of pocket unless you get something that isn’t covered through the program.

Does my  Insurance Plan Cover SilverSneakers or Renew Active?

There are over 60 Medicare Advantage and Medigap (Medicare Supplement) plans that offer a SilverSneakers membership at no additional cost to you. These insurance providers differ from state to state; however, a few include:

  • Aetna
  • Bankers Life
  • Humana
  • Blue Cross Blue Shield
  • Clover Health
  • AARP
  • Health Advantage
  • Vitality
  • Anthem
  • SCAN Health Plan
  • Kaiser Permanente
  • United Healthcare

To find out which insurance plans cover SilverSneakers membership in North Carolina, visit the Participating Health Plans page on the SilverSneakers website.

Am I Eligible for SilverSneakers or Renew Active?

Though SilverSneakers is designed for people ages 65 and older, there is no age requirement. You simply have to have a Medicare Advantage or Medigap plan that participates in the program. If you’re not 65 but have a disability or other reason for having a Medicare Advantage or Medigap insurance plan, you’re still eligible for the SilverSneakers program.

If you have a Medicare Advantage plan or a Medigap policy, you can use SilverSneakers’ eligibility checker to find out if it participates in the program.
Source: SilverSneakers

If you are not yet enrolled in Medicare, but are looking for Medicare Advantage or Medigap coverage, ask if a plan includes SilverSneakers or Renew Active membership before making your purchase.

What’s included with a SilverSneakers or Renew Active membership?

  • Specially designed exercise classes for all fitness levels online and in-person
  • Silver Sneakers Class on Thursdays from 10:30-11:30 AM On the basketball court
  • Silver Sneakers Boom! Tuesday from 10:30-11:30 AM on the basketball court
  • Tabata Silver 10:45-11:30 AM in the pool
  • Silver Yoga Classes (only) every Monday 10:30am & Friday 10:30 am on the Basketball Court
  • Water Aerobic classes highly recommended.
  • Access to our facility: Cape Carteret Aquatic & Wellness 300 Taylor Notion Rd. Cape Carteret, NC 28584
  • Access to everything our fitness location offers:
    • Cardio equipment
    • Cable Machines
    • Indoor Heated Pool
    • Hot tub
    • Sauna
    • Steam Room
    • Basketball Court
    • Free Weights
    • Cycle Studio
    • And much more!
  • Online resources with nutrition and fitness tips. SilverSneakers Blog 
  • Insurance Based Memberships to our facility do not include 24hr Access to the facility. Members can add 24hr Access for $100 per year.
  • Insurance Based Memberships do not include guest passes. Guests can purchase Day Passes for $15 each. (Active Duty Military $7.50).


You may have answered calls that pretend to be from Medicare, this is a SCAM! Below are some tips on how to avoid these scams:

  • Hang up. If someone calls claiming to be from Medicare, asking for your Social Security number or bank information to get your new card or new benefits, that’s a scam.
  • Don’t give personal information to a caller claiming to be from Medicare. You can’t trust caller id. These calls can be spoofed so they look like they’re coming from Medicare even when they’re not. Before you give any personal information, initiate your own call to Medicare at 1-800-MEDICARE.
  • Report the call. Report Medicare imposters at 1-800-MEDICARE and The more we hear from you, the more we can help fight scams.

In addition to phone calls, fishing websites are floating around in your email or untrusted webpages. Please consider the authenticity of a website before entering any personal information. Some clues to tell if a website is fishing:

  • The website claims to be an affiliate of Medicare.
  • The URL contains/medicare instead
  • A contact form pops up and asks you to enter personal information.



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